Honda City 1.2 & Civic Installment Plans in Pakistan – October 2025 Latest Update
Honda has once again captured attention in Pakistan’s auto market with its latest installment plans for the popular Honda City 1.2L and Honda Civic models. As car prices continue to rise, these flexible bank-financed monthly plans make it easier for buyers to own their favorite Honda sedans in 2025.
🇵🇰 Honda’s Legacy in Pakistan
For decades, Honda Atlas has been recognized for producing vehicles that combine reliability, fuel efficiency, and performance. Both the Honda City and Honda Civic have earned loyal followings due to their elegant designs, smooth driving experience, and strong resale value.
However, with recent price surges in the auto sector, buying a new car outright has become increasingly difficult. To support customers, Honda — in partnership with Bank of Punjab (BOP) — has introduced easy monthly installment plans for 2025.
These plans allow buyers to spread payments over several years, making Honda sedans more affordable for middle-income families and professionals.
Honda City Latest Prices in Pakistan (October 2025)
| Variant | Price (PKR) |
|---|---|
| Honda City 1.2L CVT | 4,737,000 |
| Honda City 1.5L Aspire CVT | 6,069,000 |
| Honda City 1.5L Aspire S CVT | 6,149,000 |
The 1.2L CVT remains the most popular model due to its affordability, comfort, and fuel economy, making it an excellent choice for urban commuting.
Honda City Installment Plan (Bank of Punjab – 7-Year Tenure)
The Honda City 1.2L CVT can now be purchased with a monthly installment starting from Rs. 85,491 in the first year, gradually decreasing over time as insurance costs reduce.
| Year | Number of Installments | EMI (PKR) | Insurance (PKR) | Total Monthly Installment (PKR) |
|---|---|---|---|---|
| 1 | 12 | 80,174 | 5,317 | 85,491 |
| 2 | 12 | 80,174 | 4,726 | 84,900 |
| 3 | 12 | 80,174 | 4,135 | 84,310 |
| 4 | 12 | 80,174 | 3,544 | 83,719 |
| 5 | 12 | 80,174 | 2,954 | 83,128 |
| 6 | 12 | 80,174 | 2,363 | 82,537 |
| 7 | 12 | 80,174 | 0 | 80,174 |
👉 Total Duration: 7 Years
👉 Bank Partner: Bank of Punjab (BOP)
👉 Plan Type: Fixed EMI + Decreasing Insurance
This makes the Honda City 1.2L one of the most accessible sedans in Pakistan under a long-term installment plan.
Honda Civic Installment Plan 2025
For those seeking premium performance and style, the Honda Civic remains the top-tier option in Honda’s lineup. The latest Civic installment plan allows buyers to spread payments over 7 years as well.
| Year | Number of Installments | EMI (PKR) | Insurance (PKR) | Total Monthly Installment (PKR) |
|---|---|---|---|---|
| 1 | 12 | 150,458 | 9,978 | 160,436 |
| 2 | 12 | 150,458 | 8,869 | 159,327 |
| 3 | 12 | 150,458 | 7,760 | 158,218 |
| 4 | 12 | 150,458 | 6,652 | 157,110 |
| 5 | 12 | 150,458 | 5,543 | 156,001 |
| 6 | 12 | 150,458 | 4,434 | 154,892 |
| 7 | 12 | 150,458 | 0 | 150,458 |
👉 Installment Tenure: 7 Years
👉 Monthly Start: Rs. 160,436
👉 Financing Partner: Bank of Punjab
These flexible plans make the Honda Civic more attainable for customers who prefer luxury, technology, and power without the upfront cost of a full cash payment.
Why Choose Honda Installment Plans in 2025?
In a market affected by inflation and high import costs, Honda’s installment plans offer financial relief and accessibility.
Here’s why they stand out:
- Lower Monthly Burden: Pay gradually over several years.
- Reliable Financing Partner: Plans offered through Bank of Punjab (BOP).
- Flexible Tenure Options: Choose up to 7 years of payment duration.
- Comprehensive Insurance: Yearly insurance premiums included in EMI.
- Ease of Ownership: Start driving your new Honda without full upfront cost.
Honda’s Strong Market Position
Despite competition from crossover SUVs and electric vehicles, Honda continues to be a top-selling brand in Pakistan.
The City and Civic models remain synonymous with durability, class, and strong resale value, making them ideal for both families and professionals.
Honda’s focus on customer-friendly financial solutions through its partnership with local banks has further cemented its market dominance.
Final Thoughts
The Honda City 1.2 and Honda Civic installment plans (October 2025) offer a golden opportunity for buyers to own a brand-new sedan without financial strain.
With starting monthly payments from Rs. 85,491 for the City and Rs. 160,436 for the Civic, customers can now enjoy Honda’s comfort, safety, and performance with ease.
As the automobile market evolves, such flexible financing options reflect Honda’s dedication to making premium cars accessible to a broader audience across Pakistan.
For further details or official applications, visit your nearest Honda dealership or contact Bank of Punjab for personalized financing options.
